Legal / Support policy

AI-first. Small human team.

Read this before you email us, so the response (or lack of one) doesn't surprise you.

We're an AI-first company.

Our team is small by design. We don't have a 24/7 support desk. We don't respond to every email. The product is built so most questions are answered before they're asked — see the docs and the integration patterns there.

What we respond to.

  • Security disclosures. Email hi@settle.xxx with subject line [SECURITY].
  • Sanctions or compliance escalations. Email hi@settle.xxx with subject line [COMPLIANCE].
  • Suspected fraud or account compromise. Email hi@settle.xxx with subject line [URGENT].
  • Press inquiries. We'll get to it.

What's documented instead.

General product questions, integration help, troubleshooting — all in docs and docs/faq. The docs are deep and specifically written for an AI agent to read on the merchant's behalf — point your AI at https://mcp.settle.xxx and ask it to debug.

Why this matters.

We charge 0.5% — flat, forever. We're able to do that because we're not running a customer support organization. If you need white-glove human support, traditional rails (Stripe, Adyen) charge 2–5% and have those teams. That's a real trade-off; we're transparent about it.

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