Industries / Adult
Stripe doesn't process adult. Settle does.
Adult creators, fan platforms, cam sites, and adult ecommerce. 0.5% per transaction, taken atomically on-chain. No content review. No payout holds. No 540-day chargeback liability.
Cost
The math.
| Adult-specialty processor | Settle | |
|---|---|---|
| Per-transaction fee | 5–10% | 0.5% |
| Rolling reserve | 10–20% × 6mo | None |
| Chargeback fee | $25–50 | $0 — no chargebacks |
| Content review | Yes — performer ID, content review | None |
| Settlement time | T+3 to T+14 | ~2s on Base |
| Onboarding | 2–6 weeks underwriting | Today, GitHub OAuth |
Objections
The trade-offs, stated honestly.
What about chargebacks?
There aren't any. Stablecoin payments are final once confirmed — and adult is the category where chargeback fraud (friendly fraud, partner-discovery fraud) is highest. Settle removes the entire vector.
Will users actually pay in crypto?
More of yours than you think. Adult buyers were the earliest cohort to adopt private payment rails. Most already hold USDC in Coinbase or MetaMask for exactly this reason.
Tax & accounting?
Same token in, same token out. Each settlement is a single on-chain receipt with the invoice ID, USD amount, and tx hash. Export the CSV to your accountant.
What's the trade-off?
No fiat onramp. If a user wants to pay with a Visa, you need a fiat rail in addition. Settle is the rail you turn to when they don't.